WooCommerce: Disable Payment Gateway By Product Type

Ever wondered if you could toggle payment gateways based on whether a given “product type” is in the WooCommerce Cart? For example, disable PayPal if there are simple subscription products, or enable Stripe only when there are variable products?

Well, with this simple code (and the 2 examples) you find below, you can manage to achieve just that. The second example regards the WooCommerce Subscriptions plugin, as this requires some plugin-specific functions to check for the product type. Enjoy!

PHP Snippet 1: Disable Payment Gateway Based on Product Type e.g. “Simple” Product @ WooCommerce Checkout

In this example, we unset “paypal” in case there are “simple” products in the cart. You can also use “grouped” and “variable” (“external” doesn’t count as it requires no on-site payment), as well as other custom type keys added by third party plugins.

/**
 * @snippet       Disable WooCommerce Payment Gateway By Product Type
 * @how-to        Get CustomizeWoo.com FREE
 * @author        Rodolfo Melogli
 * @compatible    WooCommerce 7
 * @donate $9     https://businessbloomer.com/bloomer-armada/
 */

add_filter( 'woocommerce_available_payment_gateways', 'bbloomer_disable_payment_by_product_type' );
 
function bbloomer_disable_payment_by_product_type( $available_gateways ) {
   if ( ! WC()->cart ) return $available_gateways;
   $types = array();
   foreach ( WC()->cart->get_cart() as $cart_item_key => $cart_item ) {
      $product = $cart_item['data'];
      $types[] = $product->get_type() ? $product->get_type() : null;
   }
   $types = array_unique( $types );
	if ( in_array( 'simple', $types ) && isset( $available_gateways['paypal'] ) ) {
		unset( $available_gateways['paypal'] );
	}
	return $available_gateways;
}

PHP Snippet 2: Disable Payment Gateway Based on WooCommerce Subscriptions Product Type e.g. “Simple Subscription” @ WooCommerce Checkout

In this example, we unset “paypal” in case there are “simple subscription” products in the cart (WooCommerce Subscriptions plugin).

/**
 * @snippet       Disable WooCommerce Payment Gateway By Subscription Product Type
 * @how-to        Get CustomizeWoo.com FREE
 * @author        Rodolfo Melogli
 * @compatible    WooCommerce 7
 * @donate $9     https://businessbloomer.com/bloomer-armada/
 */

add_filter( 'woocommerce_available_payment_gateways', 'bbloomer_disable_payment_by_subscription_product_type' );
 
function bbloomer_disable_payment_by_subscription_product_type( $available_gateways ) {
	if ( class_exists( 'WC_Subscriptions_Cart' ) && WC_Subscriptions_Cart::cart_contains_subscription() && isset( $available_gateways['paypal'] ) ) {
		unset( $available_gateways['paypal'] );
	}
	return $available_gateways;
}

Where to add custom code?

You should place PHP snippets at the bottom of your child theme functions.php file and CSS at the bottom of its style.css file. Make sure you know what you are doing when editing such files - if you need more guidance, please take a look at my guide "Should I Add Custom Code Via WP Editor, FTP or Code Snippets?" and my video tutorial "Where to Place WooCommerce Customization?"

Does this snippet (still) work?

Please let me know in the comments if everything went as expected. I would be happy to revise the snippet if you report otherwise (please provide screenshots). I have tested this code with Storefront theme, the WooCommerce version listed above and a WordPress-friendly hosting.

If you think this code saved you time & money, feel free to join 17,000+ WooCommerce Weekly subscribers for blog post updates and 250+ Business Bloomer supporters for 365 days of WooCommerce benefits. Thank you in advance!

Need Help with WooCommerce?

Check out these free video tutorials. You can learn how to customize WooCommerce without unnecessary plugins, how to properly configure the WooCommerce plugin settings and even how to master WooCommerce troubleshooting in case of a bug!

Rodolfo Melogli

Business Bloomer Founder

Author, WooCommerce expert and WordCamp speaker, Rodolfo has worked as an independent WooCommerce freelancer since 2011. His goal is to help entrepreneurs and developers overcome their WooCommerce nightmares. Rodolfo loves travelling, chasing tennis & soccer balls and, of course, wood fired oven pizza.

Questions? Feedback? Support? Leave your Comment Now!
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