Payment Gateways Archives - Business Bloomer

WooCommerce: No Default Payment @ Checkout Page

When you land on the WooCommerce Checkout page, one payment option (radio button) will be selected by default. this is defined based on the last payment method (logged in customer), or the payment gateway sorting (logged out customer).

Often it happens, however, that customers forget to change their payment selection, and therefore end up checking out with the wrong payment option. Which means, more admin work.

With this simple snippet, we will inject some JS in the Woo Checkout page, so that on load, all payment method radio inputs will be unchecked. Super easy!

WooCommerce: Disable Payment Gateway By Product Type

Ever wondered if you could toggle payment gateways based on whether a given “product type” is in the WooCommerce Cart? For example, disable PayPal if there are simple subscription products, or enable Stripe only when there are variable products?

Well, with this simple code (and the 2 examples) you find below, you can manage to achieve just that. The second example regards the WooCommerce Subscriptions plugin, as this requires some plugin-specific functions to check for the product type. Enjoy!

WooCommerce: Donation / Fundraising Plugins

Are you looking for ways to raise funds for a charity event or a non-profit organization? There are a multitude number of ways to go about it.

You can host an exclusive or virtual fundraising event, run email campaigns to collect funds, or even encourage friends and families to contribute their parts to the fund. However, these ways require a lot of legwork, including finding a place to host fundraising events, inviting guests, or hiring an email strategist to run marketing campaigns – which is time-consuming and expensive.

The solution? Collecting online donations via WordPress or WooCommerce plugins to effectively raise funds for special causes, such as charities, non-profits, or relief funds.

This article shares the best, easy-to-use, affordable WooCommerce fundraising and donations plugins you can use. Let’s get started!

WooCommerce: Change Payment Gateway Default Order Status

Ok, we all know that Stripe, PayPal and all successful online payment orders go to “processing” order status, BACS and cheque go to “on-hold“, and so on. Each payment gateway has its own default paid status.

Now, what if you use custom order statuses, or what if you wish to change Stripe orders to “completed“, BACS orders to “pending” and PayPal orders to “on-hold“?

Thankfully, this is super easy with a handy PHP snippet. Enjoy!

WooCommerce: Rename “Place Order” Based on Chosen Payment Gateway

We’ve already seen how to rename the “Place Order” button on the WooCommerce Checkout page, but today I want to find a way to rename it dynamically and conditionally i.e. based on the payment gateway that is selected while checking out.

The snippet requires the payment gateway “ID” – here’s a quick tut in case you don’t know how to retrieve that: How to Find WooCommerce Payment Gateway ID

Other than that, it’s pretty simple logic. Enjoy!

WooCommerce: How To Enable Stripe Payments

Providing payment options on your WooCommerce store that your customers trust and meet their needs is the key to ensuring a satisfied customer journey and eliminating cart abandonments.

According to the Baymard Institute’s research, the average cart abandonment rate amongst buyers is 69.8%, and 6 out of 10 times, it’s because of issues related to payments.

While some shoppers abandon carts because of long checkout processes and the lack of simple payment options, others don’t find the payment site legitimate enough to provide their credit card information. Thus, the payment method plays a huge role in customers’ buying decisions.

Stripe is a great option. It’s simple-to-use, flexible, and one of the most popular payment solutions for WooCommerce. It makes accepting and processing credit card payments a breeze and leaves your customers with a fast checkout process.

This article takes you through some of the best free and premium WooCommerce Stripe plugins for your store. But first, let’s learn more about the advantages of using Stripe as a payment option for WooCommerce.

WooCommerce: 10 Crucial Issues That Should Be Fixed Right Now

I just spent the last 3 days in Porto with another 2,300 WordPressers at the first in-person WordCamp Europe since Berlin 2019. I had a blast, held a nice (yet long) workshop, spoke to many, but got tired too soon.

Later on, I realized that that tiredness was something more serious – in fact I tested positive against COVID for the first time in my life, and I’m now in self-isolation hoping it won’t last long… Another 7 days without my kid – send help!

Anyhow, what really struck me at WCEU 2022, and based on various chats and some data that I’ll share below, is that the WooCommerce ecosystem is in trouble.

A nicer way to put that? WooCommerce is not moving forward as fast as it should, and unless some key issues are addressed right now, in a few years time we all may pay the consequences.

Please note, this is not a rant. It’s a proper analysis, full of actionable information.

@ WooCommerce team - if you're reading this - my plan is to give you constructive feedback and tell you what the community (really) thinks, needs and wants, so that you can get a better picture of the current situation. I know you've already started working on this, so this is just a recap/reminder and a way to get the whole community realigned.

In this post, I will share my worries, my fears, the current WooCommerce issues, some data I collected at WCEU 2022 and then a list of actionable solutions that may be implemented in order to clear the backlog and get back on track – asap. Enjoy!

WooCommerce: How to Enable WooCommerce Payments

Payments on your eCommerce store are the most important touchpoint between your customers and business sales. Hence, an optimum payment solution that’s seamless, quick, and secure plays a critical role in ensuring a quality customer experience.

Over 17% of customers abandon their carts because of concerns with payment security, and 13% abandon them because the price is in a foreign currency. Thus, it’s vital to choose a payment method that accepts global currencies and ensures a secure checkout – while making the checkout process easy for your customers.

However, from including digital wallets to third-party payment solutions and managing transactions – choosing a suitable payment solution that facilitates this process for your WooCommerce store can get challenging. This is where WooCommerce Payments comes into the picture.

In early May 2020, WooCommerce released its new version WooCommerce 4.1, with two new features – including WooCommerce Payments, which provides a simplified way to accept and manage payments in your store.

This article shares more about WooCommerce Payments, their pros and cons, and an easy way to enable them on your WooCommerce store.

WooCommerce: How to Enable Apple Pay and Google Pay

Not offering different payment options for your customers on your WooCommerce store is a call for a high cart abandonment rate and lost sales and customers.

Your store’s payment gateway has a direct impact on the customers’ buying decisions. Don’t take our word for it – statistics suggest missing payment methods is the reason for 7% of cart abandonments in eCommerce stores.

As a result, the more payment options you offer to your customers – the more sales you can win for your store.

Besides PayPal and credit cards – digital and UPI mobile payment options like Apple Pay and Google Pay are amongst the most popular and widely adopted payment methods by customers. Statistics anticipate that from 2021 to 2025 – the number of mobile proximity payment users in the United States to grow from 100 million to a whopping 125 million.

Thus, as customers become increasingly reliant on mobile payment solutions like Apple Pay and Google Pay – it’s important to integrate these payment options in your WooCommerce store to ensure high customer satisfaction.

So, in this article, we share the top ways to configure Google Pay and Apple Pay in WooCommerce. But first, let’s learn more about the benefits of this configuration for your store.

WooCommerce: How To Enable “Buy Now Pay Later”

Several eCommerce businesses are increasingly adopting flexible payment solutions – understanding customer needs and demands. Because in today’s digital world of Apple Pay and UPI solutions – a rigid approach toward payment solutions costs businesses a huge deal of sales, customers, and lost revenue.

48% of customers prefer online stores that accept multiple payment methods. In addition, Sezzle’s report suggests that the product’s over-cost is the primary reason behind 55% of abandoned carts. Hence, a flexible payment solution can help reduce cart abandonment and improve your store’s sales in these situations.

And one such highly flexible and customer-friendly payment solution that allows your customers on a tight budget to buy the products they want is – Buy Now, Pay Later (BNPL).

BNPL is a perfect payment solution that seamlessly integrates with WooCommerce and doesn’t require customers to pass a credit check or pay interest.

So, in this article, we share the top BNPL solutions to integrate with your WooCommerce store. A growing number of BNPL options, including some of those appearing in this list, can easily be configured through PeachPay, a one-stop-shop checkout & payment solution for WooCommerce stores.

But before we get ahead of ourselves, let’s learn more about this type of payment option and its benefits for your store’s sales and overall growth.

WooCommerce: Which PayPal Gateway Plugin is Better?

As a WooCommerce store owner, providing multiple payment gateway options to your customers is more than necessary to ensure high customer satisfaction. And one of the most widely accepted payment systems is PayPal.

You don’t have to take our word for it – research suggests customers are 54% more likely to purchase your products and services if you accept PayPal payments in your store. So, the potential loss of customers and sales is significant if you don’t accept PayPal payments in your online store.

PayPal lets you accept debit cards, credit cards, and even money through the wallet. Many businesses rely on it as customers have a lot of trust in the PayPal brand.

However, despite being an excellent payment gateway, enabling PayPal on your WooCommerce store and making it work as intended isn’t always easy, considering frequent PayPal checkout errors and the fact that the most popular WooCommerce PayPal plugin is no longer supported.

To tackle these issues, we share the top WooCommerce PayPal plugins you can use in this article. These plugins will eliminate checkout errors and ensure high customer satisfaction. But first, let’s understand why using the official WooCommerce PayPal plugin is no longer the right choice.

WooCommerce vs. Shopify: Which Ecommerce Platform is Better?

Shopify and WooCommerce are top of mind for any business owner considering ecommerce for the first time. These ecommerce platforms are convenient and easy to use; however, each comes with its own pros and cons.

While Shopify offers ecommerce infrastructure as a service, powering 1% of all websites, WooCommerce is open-source and grants users more flexibility, powering 4.9% of all websites.

So, while each platform comes with its own strengths and limitations, choosing the one that suits your needs and provides the features you require is important. Here are some of the key factors you need to consider when determining the right platform for your business:

Ease of use
Budget
Payment methods & checkout experience
Scalability
Integration options

In this article, we’ll cover the essential factors mentioned above to help you determine which ecommerce solution is best suited for your business requirements. But first, let’s begin with a quick overview of both ecommerce platforms.

WooCommerce: How to Sell CBD Products

Since the Food and Drug Administration (FDA) removed cannabidiol, also known as CBD, from schedule 1 of the Controlled Substances Act in 2018, there has been a significant increase in CBD eCommerce in the United States.

Studies suggest that the CBD industry will see a sustained compound growth rate of 55% over the next few years, with the market set to reach a whopping $2.1 billion by 2030.

However, since CBD products are highly-regulated, it’s not easy to sell them online, and you need to adhere to a special set of rules and regulations.

WooCommerce is an ideal eCommerce platform for CBD sellers. However, even though you can sell CBD products with WooCommerce, Automattic — the parent company of WooCommerce, Jetpack, etc. — only supports the sale of CBD-related products under specific conditions.

You cannot use payment gateways like Stripe or PayPal to accept payments. This means that “WooCommerce Payments” prohibits CBD too.

Therefore, the real challenge lies in finding the right payment provider. Fortunately, there are several third-party payment merchants and even plugins that you can use to sell CBD products with WooCommerce.

In this article, we’ll talk about seven different payment solutions that permit the sale of CBD-related products with WooCommerce.

WooCommerce: How to Set Up Mail & Phone Orders (MOTO)

MOTO (Mail Order / Telephone Order) payments are payment transactions you take while the customer isn’t with you in person.

MOTO payments are a vital way for many businesses to process customer payments. They’re accessible, secure and can help you expand your customer base by removing payment barriers.

But what exactly are MOTO payments?

Well, in this article, we’ll explain exactly that. Plus, we’ll talk about why they’re worth using and how to get them set up on your WooCommerce store.

WooCommerce: 5 Must-Knows to Develop a Payment Gateway From an API

A payment gateway is a system developed to enable payment of goods and services for both offline and online merchants. It makes sure that there exists a smooth passage of all transactions through encryption of confidential information. It acts as the link between a buyer, a bank, and an online shop.

Online stores try their best to sell as many products as possible to their customers. WooCommerce comes with built-in functionality and features such as store management and payment options that merchants need to get their stores up and running.

A shop using the WooCommerce plugin is the payment portal while the bank is the payment processor. The payment gateway receives data from the buyer and redirects it to the right payment processor depending on the method of payment that the buyer chooses.

So, let’s see what’s required from a technical and legal point of view before writing a single line of code.

WooCommerce: The Elusive Nature of 1-Click Checkout

Increasing sales and conversion rates is one of the major goals of every eCommerce store owner. However, it’s no secret that you can only achieve it by attaining a peak level of user and customer experience.

While at the beginning of the dot com online shopping era, customers were elated with the mere fact that they could buy anything they desired from the comfort of their homes – no matter the payment method or how long the delivery takes. Customers today are very particular about their preferences and expectations – especially when it comes to checkout.

Checkout is an essential factor in improving customer experience as it’s where your customers finalize their sales and pay for the products or services you offer. For example, Amazon – one of the biggest eCommerce giants, provides an optimal and one-click checkout experience to its customers.

While many eCommerce companies still cling to the multi-step checkout process – one-click checkout delivers simplicity and speed in the customer checkout process. The key is to make checkouts smooth and quick – eliminating the hassle of entering card details repeatedly for your customers. Out of 69.80% of cart abandonment rate – 18% of customers abandon their carts because of a long and complicated checkout process.

The solution? PeachPay, the one-stop-shop checkout & payment plugin for WooCommerce.

An instant and less complicated checkout process significantly impacts conversion rates and boosts your sales. So, in this article, we’ll see how you can use and enable PeachPay – an excellent WooCommerce-funded checkout & payment plugin, to boost conversions and sales.

But first, let’s quickly see how a one-click checkout solution will benefit your WooCommerce store.

WooCommerce: Why Rotating Payment Methods Can Protect your Revenue

By now, you probably know that you should never run WooCommerce with a single payment gateway. We’ve already seen in the “PayPal or Stripe?” article that (spoiler alert!), the best solution is “PayPal AND Stripe”. Which means you need to understand that different customers prefer different kinds of payment methods (and this could increase your conversion rate dramatically).

Now we move to the next step: the chargebacks issue, and the risk of having your payment gateways banned by their providers.

A user recently told us that he has a WooCommerce subscription-based business, which is great. The problem is that sometimes customers don’t read that part and think they’re making a one-time purchase. And sometimes, when they realize they purchased something different than what they had in mind, they ask their bank or credit card company to issue a chargeback.

The Stripe website explains it like this:

A chargeback happens when a cardholder makes a claim to their bank or credit card company that a payment made on their card was fraudulent. When a chargeback occurs, the business to which the payment was originally made is required to repay the full purchase amount, plus a chargeback fee.

While you can really do your best to avoid chargebacks by being transparent on your website and order receipts, sometimes – especially for WooCommerce Subscriptions – that’s not enough. Investors say: “Don’t Put All Your Eggs in One Basket” and the same applies here: you’d better record your active subscriptions under PayPal, Stripe, Authorize, and so on, so that all your recurring revenue is not in the same account.

WooCommerce: 6 Popular Payment Gateways

As you probably already know, WooCommerce offers the easiest way to build an online store with WordPress.

Depending on your individual needs, WooCommerce allows you to add digital products as well as subscriptions. One of the most important components of your store is the payment gateway you use.

This is what offers your shoppers a secure shopping experience by connecting your store to an online payment service where they can pay for their orders, safely and securely.

What is a WooCommerce Payment Gateway?

WooCommerce payment gateways work by verifying the billing information for every customer, approving requests and ensuring you get paid.

The type of WooCommerce payment gateway to choose depends on several factors which include how easy it is to integrate with WooCommerce, the target clients you serve, related costs and the level of security you need.

WooCommerce: Should I Use PayPal or Stripe @ Checkout?

Yet another million dollar WooCommerce question… not! In fact, the answer is pretty damn easy: you should enable both payment gateways on your WooCommerce checkout (sorry about the spoiler). And here’s the proof.

WooCommerce: Enable Payment Gateway Only for “Order Pay Checkout”

I invoice clients via WooCommerce, and then send them the “Invoice Email”, which takes them to the “Order Pay” page. Of course, I want to give them the option to pay via “Bank Transfer” (bacs), but I don’t want this to be visible on the default checkout page.

We’ve seen in the past how to disable payment gateways given certain conditions… but how do we “enable” one? Here’s a snippet for that – enjoy!